The $1,000 Challenge

There are only two ways to improve your financial situation.  You can bring in more money or you can stop spending as much money.  In my quest to do the latter, I read The $1,000 Challenge: How One Family Slashed Its Budget Without Moving Under a Bridge or Living on Government Cheeseby Brian J. O’Connor.…

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Why are you buying enchilada sauce?

We just got back from vacation late Friday night and I was going to make dinner for the family to give Valerie a break.  Simple bean and cheese enchiladas; refried beans, corn tortillas, pepper jack cheese, and enchilada sauce.  We had the first three things in the house, but no enchilada sauce. I considered driving…

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Get rich with a breadmaker

The three biggest expenses the average family has are food, transportation, and housing. Savings in one of these three categories will have the biggest effect on your budget, and consequently your ability to get rich. A loaf of whole wheat bread costs us about $4 at a grocery store, maybe $3.50 at Costco. With two…

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